Affordability

07 Oct Myth vs. Reality: Does the Fed Control Mortgage Rates?

Posted at 10:30h in Affordability, Agent Value, Blog, Buying Tips, Economy, For Buyers, For Sellers, Mortgage Rates, Selling Tips by MarciaMurray 0 Comments

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You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.With all the headlines, it’s easy to think the Fed sets mortgage rates. That’s actually...

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05 Oct Two Moves That Can Get You Into Your First Home Sooner

Posted at 10:30h in Affordability, Blog, Buying Tips, First-Time Buyers, For Buyers, Rent vs. Buy by MarciaMurray 0 Comments

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For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach. Saving for a down payment takes time, and each year you spend renting can make owning feel further off.But buying your first home doesn’t have to happen...

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28 Sep The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

Posted at 10:30h in Affordability, Blog, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates by MarciaMurray 0 Comments

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You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember… That's not necessarily the number you'd get. It's a common misconception that the...

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24 Sep Why So Many Sellers Are Cutting Their Price Right Now

Posted at 10:30h in Affordability, Agent Value, Blog, Buying Tips, For Buyers, For Sellers, Home Prices, Price It Right/Overpricing, Selling Tips by MarciaMurray 0 Comments

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Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.Sellers tend to worry a cut means walking away with less than they hoped. Sometimes that’s true, but more often it just means the...

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21 Sep 3 Things You Can Actually Control About Your Mortgage Rate Right Now

Posted at 10:30h in Affordability, Blog, Buying Tips, For Buyers, Mortgage Rates, New Construction by MarciaMurray 0 Comments

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If you're trying to buy a home, affordability is probably what keeps you up at night. And as you watch mortgage rates tick up again lately, it’s fair to wonder if you should just hit pause and wait for them to go down. For now,...

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16 Sep The Best Time To Buy a Home in 2026 Is Almost Here

Posted at 10:30h in Affordability, Blog, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates by MarciaMurray 0 Comments

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Want to buy a house this year, but not sure if the timing’s right? Seasonally, it may actually be a better time to buy than you expect.Yes, mortgage rates have been ticking up lately – and that’s creating some real challenges with affordability. No one’s...

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07 Sep Remote Work Could Be Your Affordability Answer

Posted at 10:30h in Affordability, Agent Value, Blog, Buying Tips, First-Time Buyers, For Buyers by MarciaMurray 0 Comments

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For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away. But your salary is only half the equation. Where you live shapes what you can afford just as...

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03 Sep Why Buyers Shouldn’t Overlook a Fall Move

Posted at 10:30h in Affordability, Blog, First-Time Buyers, For Buyers, Home Prices, Inventory, Mortgage Rates by MarciaMurray 0 Comments

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You've been waiting for something to change before you buy. It just might not be the thing you expected…While everyone’s paying attention to mortgage rates, only the savviest buyers know that the changing season can start tipping things in their favor. Because every fall, buyers tend...

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02 Sep Think New Homes Cost More? Not Right Now.

Posted at 10:30h in Affordability, Agent Value, Blog, Buying Tips, For Buyers, Home Prices, New Construction by MarciaMurray 0 Comments

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Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards. Newly built homes are more affordable than existing ones in a lot of markets. And that’s because builders are cutting prices and stacking on incentives to...

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31 Aug Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Posted at 10:30h in Affordability, Blog, Buying Tips, First-Time Buyers, For Buyers by MarciaMurray 0 Comments

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Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home. Maybe you've caught the buzz and wondered whether that money could get you into a home faster, especially with affordability as tough as it is. Here’s...

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